HomeBuilder grant, is it for me?

Have you heard about the $25,000 tax-free Australian Government’s new HomeBuilder grant?  If you have you might want to start getting your finances in order to see if you’re eligible. During this process, a mortgage broker will be your best friend, as you may need to take out an extra loan for the entire renovations […]

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Record Low Rates – What Should You Do?

Australian home buyers are currently facing an unprecedented situation. In October 2019 the Reserve Bank of Australia announced that they were dropping the cash rate to an all-time low of just 0.75%, a move which resulted in rate cuts by lenders across the country. In light of these record low rates, what should you do? […]

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Why Should I Refinance My Home Loan?

“Why should I refinance my home loan?” For many homeowners, the idea of refinancing can seem like an unnecessary headache. It requires paperwork, interest rate comparisons and financial decision-making – basically, all the things you had to do when you initially signed up for your mortgage. But in light of record-low interest rates and a […]

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